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Before you start

Having all of the following documentation with you before you start should make the application process easier.

Make sure you have the most recent version of each document.


  • wage slips
  • benefits statements
  • pension statements

Outgoings and debts

  • bills (eg electricity, gas, water, etc)
  • rents/mortgages
  • council tax/rates
  • debts
  • unpaid council tax bills from previous years
  • enforcement agent or bailiff letters
  • details of any benefit deductions
  • court fines
  • hire purchase/rental agreements
  • loans
  • credit card bills